Best Financing: A 3-Point Plan
"shopping for the best financing should start long
before you start shopping for a home."
Best Financing
When you’re looking to buy a home, the first thing most home buyers do is
start the process of house-hunting. However, experience proves that this is one
of the last steps you should be taking if you want to get the most home for the
least amount of money. In fact, shopping for the best financing should start
long before you start shopping for a home.
This report outlines 3 important steps you should take to obtain the best
financing rates for when you buy a home. Read on to find out where you can inquire,
what questions you should ask, and how to manage the process to your personal
advantage.
3 Point Plan
3 Critical Questions to Ask... When you’re looking for an agent to
assist you in finding a home, make sure you find out the answers to these
important questions:
- Can you get me a quick, easy and FREE mortgage pre-approval?
- Can I get preferred access to special low down payments, monthly payments
and interest rates?
- Can I get special advance notice of listings that computer-match my home
buying criteria?
You owe it to yourself to benefit from these cost
saving benefits.
1. Get Pre-approved for a Mortgage
Getting pre-approved for a mortgage will give you a number of important
benefits including emotional security in the house-hunting process, and
insurance against rising interest rates in the market place. Pre-approval is
easy, and can give you complete peace-of-mind when shopping for your home.
Mortgage brokers can obtain written pre-approvals for you at no cost and no
obligation. More than just a verbal approval from your lending institution, a
written pre-approval is as good as money in the bank. It includes a completed
credit application, and a certificate which guarantees a mortgage to the
specified level when you find the home you're looking for. Pre-approval means no
last minute shopping around for money and rates. With a pre-approved mortgage,
if rates go up, you still get the pre-approved rate, but if rates go down, you
receive the lower rate.
To read the rest of this special report, please click here. |